Does this photo look familiar? It does to me. In fact it looks just like my dorm room at the University of Kentucky; small, cramped and messy. And boy was I tired of living like I did while I was in undergrad... Aren’t you tired of living in the same small, cramped apartments, dorm rooms and cheap houses, too? And wouldn’t you like to graduate from LECOM, State College of Florida, USF or Ringling and be able to immediately pay down some of your student loan debt? Well, what if I told you I knew a way for you to do just that?
 
What if I also told you are in the middle of the greatest real estate buying opportunity in modern history and that the only direction for most real estate investments here in Bradenton to go is up? Would that interest you?

Then, what if you knew that there are literally hundreds of nice and affordable homes and condos - some having home offices and swimming pools - within a 20-minute drive from the campus of LECOM, State College of Florida, USF and Ringling that can be purchased for the same, or lesser, amount then what you would be paying in rent for the same or comparable housing? Would that also interest you?

And what if you made the decision to own real estate instead of renting over the next 3 or 4 years while you attend college? Would the amount of equity you build in the property over those years, paired against the amount the money you would waste on rent during the same time, help you pay off your student loans, build credit and provide for the life style you desire?

You bet it would.

With prices and interest rates being so very low – and the opportunity to rent out rooms to the classmates of your choice – it makes complete sense to at least explore the possibility of owning a home, versus renting a home, while you attend school. Not to mention that if you haven't ever owned a home, or at least in the past 3 years, you would qualify for the $8,000 Federal Tax Credit as a first-time buyer, which you could then use toward a down payment.

We at the Adkins Florida Group know what it’s like to be a student and we’d like to help you become invested in your future by using Bradenton real estate – like the homes pictured to the right (with home office and a swimming pool) - as a mechanism to not only live for free while you're in school but once you graduate you can then use the equity realized when you sell your home to pay down student loan debt.

For example, a 3/2/2, 1,200 sq. ft. unit in the development pictured to the right - which is only a short drive from LECOM - sells for $107,000. If you had an FHA loan with a downpayment of 3.5% and an interest rate of 6% your monthly payment would be $619.07! 619.07! Then you add taxes and HOA dues and your payment is still less than $900/month, and the best thing is... you get to rent the 2 spare bedrooms out to class mates of your choosing and have them pay off the mortgage. To me, it's a no-brainer!

It truly is a great time to buy Florida real estate and we would love help you take advantage of this incredible buying opportunity. If you would like more information on our unique home ownership package for LECOM, State College of Florida, USF and Ringling students and/or parents please click here to send us an email.